Fair credit

100% of interest is paid to our professional investors (individuals and legal entities)

Quick credit

Fast credit: a 100% online request, a response upon receipt of your complete file

Credit monitoring

Continuous, real-time information at each stage of the study of your file

Transparent credit

100% of our customers benefit from a loan at a fixed rate and with a fixed repayment deadline.

Prêt Official

The loan without commitment

Credit and you

How to apply for credit?

01
Etape

Complete the application

To apply online click on Request a credit and Submit your request via the application form.

02
Etape

Processing the request

At this stage we receive your request information you submitted via the form.

03
Etape


Granting of credit

Once the conditions are met, you receive your credit immediately in your bank account or a means that you specify..

Who are we



Prêt Official operates throughout the world as a credit broker. We also occupy a dominant position on the internet (online credit). Every day, every hour new customers trust us and our best advertising is word of mouth.
We provide you with loans from 2,000 EUROS to 10,000,000 EUROS under very simple conditions to all honest and serious people who can repay with a rate of 2% over a period of 1 to 25 years.

Don't hesitate to apply for credit now 

Our job: simply professionalism

259877 K

Satisfied customers

64987 K

Credit application

4850 K

Customer advisors

Financing calculator

In addition, this structure provides its customers with a very ergonomic and easily accessible financial calculator, which allows them to calculate the costs of their mortgage online.

Investment Loan Calculator

This calculator can be used to estimate the loan amount or monthly payments (principal and interest or interest only options).

 
Type de calcul
Montant du prêt
Amortissement/Durée an(s)
Taux d’intérêt  %
Montant du paiement (seulement l’intérêt)

Calculations are presented for illustration purposes only. Actual rates and amounts may vary. A constant interest rate is assumed throughout the amortization period. All loans are subject to approval. The calculations presented may be different from the actual figures used during the loan application and subscription process. Cannot be held responsible for the accuracy of the calculations made or the amounts indicated.

5 Star Rating services

40

Years of experience
About

A financial guide for all your management processes.

Online Banking offers unrivaled advice on audits, reviews and other financial guarantees and certificates are economically important, without draining your internal resources

Innovative Solutions

Ever more innovative services to personalize your account

99.99% Success

Insurance and assistance guarantees included in all your cards

Our service offerings

Discover most of our service offerings

Real estate loan

Whether you need to raise funds for your primary or secondary residence, your lease or tax-free project, or renovation work, we can support you every step of the way: from researching your options to signing a contract with a notary, and even afterwards.

Auto loan

Auto credit is credit obtained to finance a new or used car. In fact, given the huge budget required, most households cannot immediately have all the funds or use their savings.

Professional credit

At any given time, every business owner needs funds to start, grow and manage their business. As it becomes increasingly difficult to obtain these credits, entrusting your project to a professional can keep you surrounded by experienced consultants.

Apply for a loan here

Beyond its business expertise, Prêt Official also takes its civic role to heart through the voluntary integration of social and environmental concerns into its commercial activities.

  REQUEST FOR FINANCING

Need financing to pay for your investment expenses? And other, simple request the credit.

Please complete the form opposite to request a loan now.

A loan binds you and must be repaid, please check your debt capacity before committing.

Application form

Request your loan here

The opinions

What do our customers say about our services?

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Need to contact us? 

If you want to know more about our services or need additional information, complete the form opposite.

Our partners

With regard to the legislation, the loan between individuals is a consumer credit within the meaning of articles 1892 et seq. of the Civil Code. It implies that the lender undertakes to lend the money, and that the borrower undertakes to return it, at the loaned euro. Concerning the provision of proof or supporting documentation, articles 1353 et seq. of the Civil Code as a regime for a loan contract or acknowledgment of debt for any loan greater than €1,500. For loans below this amount, proof will be accepted by any means.

With a minimum amount of €500, the loan between individuals does not involve making a simple trip to the ATM. The lender commits his personal funds, like a bank. It is therefore a real consumer credit, governed by borrowing conditions, rates, deadlines, etc.
So many necessary conditions to avoid scams which are unfortunately commonplace. Digital transformation requires, peer-to-peer lending sites have multiplied, and with fraud attempts.

If you don't have a loved one to borrow from, there are online peer-to-peer lending platforms, the best known being Younited Credit. Launched in 2011, it was the first personal credit platform to receive banking approval from the Prudential Control and Resolution Authority (ACPR). A highly recognized guarantee of quality, which allows it to justify and legitimize the security of the service for its users.
Loan between individuals: the Pret Finance opinion
Whether you are a lender or a borrower, only contact people you trust for your peer-to-peer loan. This is undoubtedly the sine qua non condition for a loan between individuals. If possible, have the loan or acknowledgment of debt contract validated by a notary. This approach certainly costs money, but it is a safeguard for the borrower. He is thus assured of the proper repayment of the amount loaned.

Talk about us

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Contact us

  • Address :Place Du Général De Gaulle 27000 Évreux FR
  • E-Mailcontact@pretofficial.com
  • Phone(000) -0000-0000-0000

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